Mortgage Protection & Life Insurance
Making sure your home and family are protected if the unexpected happens. David will find the right cover for your circumstances from a large panel of insurers.
What We Can Arrange
Types of Protection Cover
Not sure which type of cover you need? David will explain each option clearly and recommend what suits your situation — there is no obligation.
Life Insurance
Pays a lump sum to your family if you die during the policy term, helping them pay off the mortgage or replace lost income.
Critical Illness Cover
Pays a tax-free lump sum if you are diagnosed with a specified serious illness such as cancer, heart attack, or stroke.
Income Protection
Replaces a proportion of your income if you are unable to work due to illness or injury, for as long as you need it.
Family Income Benefit
Instead of a lump sum, pays a regular monthly income to your family for the remainder of the policy term if you die.
Mortgage Protection
A decreasing life policy designed to cover your outstanding mortgage balance, so your family never has to worry about losing their home.
Buildings & Contents
Protects the structure of your home and your belongings inside it. Often required by your mortgage lender from day one.
Why Look 4 Mortgages
Independent Advice From a Large Panel of Insurers
- Access to a large panel of insurers — not just one provider
- Advice tailored to your individual circumstances, health, and budget
- David handles the application from start to finish
- Specialist knowledge of non-standard cases including pre-existing conditions
- Joint applications for couples and families
- Reviewed alongside your mortgage so everything fits together
Book a Free Protection Review
A no-obligation conversation with David to review your current cover, identify any gaps, and explore your options. Most appointments take around 30–45 minutes.
Get Started
Protection Enquiry Form
Complete the form below and David will be in touch to discuss your protection needs. All fields marked * are required. You do not need to have all the answers — David will guide you through the rest.
Look 4 Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Protection products are subject to individual insurer underwriting and acceptance. Premiums and terms vary depending on your personal circumstances, health, and the cover selected. Privacy Policy.