What We Offer
Our Services
Whatever your situation, we have the specialist knowledge to find the right mortgage or protection solution for you.
Specialist Knowledge. Personal Service.
We work with a wide panel of lenders to find the right deal for your circumstances — whether you're buying your first home, moving, remortgaging, or facing a more complex situation. We don't just find you a mortgage; we guide you through the entire process from first appointment to completion and beyond.
Taking your first step onto the property ladder
First Time Buyer Mortgages
Buying your first home is one of the biggest financial decisions you'll ever make. We'll guide you through every stage — from understanding how much you can borrow, to securing your mortgage offer and getting your keys.
- Access to a huge range of lenders— we search hundreds of mortgage products to find the best deal for you
- Help to Buy, Shared Ownership, and government scheme advice
- Decision in Principle secured quickly to give you buying confidence
- Full support from application through to completion
- Advice on mortgage protection to safeguard your new home
Interested in First Time Buyer Mortgages?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Moving to your next home
Home Mover Mortgages
Whether you're upsizing, downsizing, or simply moving to a new area, we'll find the right mortgage to make your move as smooth and cost-effective as possible — including porting your existing deal where appropriate.
- Advice on porting your existing mortgage versus switching to a new deal
- huge range of providers we search to find the most competitive rates
- Support with chain management and timing your application correctly
- Guidance on additional borrowing if you need to top up your mortgage
- Protection review to ensure your cover matches your new mortgage
Interested in Home Mover Mortgages?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Get a better deal on your existing mortgage
Remortgages
Whether your current deal is coming to an end, you want to release equity, consolidate debts, or transfer equity, we'll review your options across the whole market and find the most suitable solution.
- Rate switch remortgages — avoid your lender's standard variable rate
- Capital raising — release equity for home improvements, purchases, or other purposes
- Debt consolidation remortgages — consolidate unsecured debts into your mortgage
- Transfer of equity — adding or removing a person from the mortgage
- Like-for-like remortgages with no additional borrowing
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Consolidating debts may reduce your monthly outgoings but could increase the total amount you repay over the full term.
Interested in Remortgages?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Poor credit history is not always a barrier
Credit Impaired Mortgages
This is one of our specialist areas. Many lenders will decline applicants with a history of missed payments, defaults, CCJs, or bankruptcy — but we work with specialist lenders who consider each case individually. We'll assess your situation honestly and find the best available options.
- Missed payments, defaults, and CCJs considered
- Discharged bankruptcy and IVA cases assessed
- Access to specialist adverse credit lenders not available on the high street
- Honest assessment of your options with no obligation
- Advice on improving your credit profile for future applications
Your home may be repossessed if you fail to keep up repayments on your mortgage.
Interested in Credit Impaired Mortgages?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Expanding your property portfolio
Buy to Let Mortgages
Whether you're a first-time landlord or an experienced investor, we'll find the right buy-to-let mortgage for your investment goals — including HMO, limited company, and portfolio landlord cases.
- First-time landlord and experienced investor mortgages
- HMO (House in Multiple Occupation) mortgages
- Limited company buy-to-let mortgages
- Portfolio landlord advice (4+ properties)
- Let-to-buy — renting out your current home and buying a new one
Buy to let mortgages are not regulated by the Financial Conduct Authority. Your property may be repossessed if you do not keep up repayments on your mortgage.
Interested in Buy to Let Mortgages?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Buying your council or housing association home
Right to Buy Mortgages
We specialise in Right to Buy and concessionary purchase mortgages. If you're eligible to buy your council home at a discounted price, we'll help you understand your entitlement and secure the right mortgage to make it happen.
- Right to Buy mortgage advice for council tenants
- Concessionary purchase mortgages — buying at below market value
- Gifted equity cases handled with specialist lenders
- Guidance on your Right to Buy discount entitlement
- Full support from application to completion
Interested in Right to Buy Mortgages?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Protecting your home and your family
Mortgage Protection
A mortgage is likely your biggest financial commitment. We'll review your protection needs and recommend the right cover to ensure your home and family are protected if the unexpected happens.
- Life insurance — ensuring your mortgage is paid off if you die
- Critical illness cover — a lump sum payment on diagnosis of a serious illness
- Income protection — replacing your income if you're unable to work
- Family income benefit — a regular income for your family if you die
Interested in Mortgage Protection?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Protecting your home and everything in it
Buildings & Contents Insurance
Your home is your most valuable asset. We'll help you arrange the right buildings and contents insurance to protect it — whether you're buying, remortgaging, or simply reviewing your existing cover.
- Buildings insurance — covering the structure of your home against damage
- Contents insurance — protecting your belongings inside the home
- Combined buildings and contents policies for convenience and value
- Arranged alongside your mortgage for a seamless process
- Access to a wide variety of insurers to find the most suitable cover for your needs
Interested in Buildings & Contents Insurance?
Book a free, no-obligation fact find appointment and we'll talk through your situation and explain all your options.
Making the legal side simpler
Conveyancing
Through our partnership with a specialist solicitor firm, we can refer you to experienced conveyancers who understand the mortgage process. This helps keep your transaction moving and takes the pressure off you.
- Referrals to specialist conveyancing solicitors
- Experienced in purchase, remortgage, and transfer of equity transactions
- Competitive fixed fees with no hidden extras
- Regular updates to keep your transaction on track
- Coordinated with your mortgage application for a smoother process
Look 4 Mortgages Ltd is not a firm of solicitors. Conveyancing services are provided by a third-party solicitor firm to whom we may refer you.
Get a Conveyancing Quote
Use our online referral tool to get a conveyancing quote quickly — or call us and we'll arrange it for you.
Not Sure Which Service You Need?
Every situation is different. Book a free, no-obligation fact find appointment and we'll talk through your circumstances and explain all your options clearly.
Your home may be repossessed if you fail to keep up repayments on your mortgage or other loans secured on it. Look 4 Mortgages is a trading name of Look 4 Mortgages Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.